Confidence in the economy should adhere to the scheduled vote is scheduled to vote
radical products should be selected child is scheduled to vote
education as preparation for the children
confidence on the economy should adhere to the fixed investment
question: the A shares in 2008, from suddenly fell to the bottom to the top of Mount Everest, a lot of sound financial management products to regain favor. fund investment risk to its ability to flat, to obtain a compounded return of a better future, people say it is Taizhiruoyu investment, you think this Is it true or false?
Fu Ying: the effect of fixed investment may slowly beginning to emerge recently, we noticed that the authority of the media has done some analysis. from the highest point on a loss of 6124 points, if you then enter the market is to choose a one-time investment, of course, there are many funds have far more serious losses. but if you were scheduled to vote choice, even if it is the highest point of the fixed investment to date under the Partial shares of the Fund is scheduled to vote have begun to make money. From our point of view the company's funds should be said that most of the funds from more than 6100 points, if the start time is scheduled to vote, now are making profits.
Question: Do you think the Fund will vote for the equivalent single investment, what are the advantages? investment What is the principle?
Fu Fan: Actually, as with other investment funds, fund investment is a long-term investment. we are more concerned about The first is whether the operation is relatively simple; second benefit is relatively easy. fixed investment operation is very simple, it just completed a one-time procedure, the next thing basically do not particularly care, especially in the market some fluctuation. But why do so many people simply can not go on an operation, I think a test is scheduled to vote is to insist on great.
we often communicate with investors, investment come to share with you on the electrocardiogram. We only need to back so far as to think, in the lowest round of Contracts 998 points, your position and state of mind at the time, I believe most people are losing confidence in the stock market, there are a lot of people leave, and then vowed to be never to the stock market, the position may also be low. But by the 6100 point, I believe that many investors are very optimistic, and his position is also very high. back to recent lows, more than 1,600 points, I believe Many people went back to the mentality of that time 998 points.
It is human nature, the so-called greed and fear. When the market is gradually declines, we will be more fear, you will overcome your fear of greed, we will see more and more pessimistic. your point in 1600, many people see the 1300 or even 900 points. The market in the rising process, in theory, gradually increase the risk of investors, but investors will become increasingly optimistic, will gradually jiacang.
to overcome such a weakness, so that investment success, in fact, the best way is scheduled to vote, because fixed investment is a disciplined investment, is a mandatory investment You do not believe you too much ability to choose their own initiative, often passive selection may be achieved may be greater than the effect of your initiative to be a better choice.
of course, the point to grasp long-term trends also important because it is a long-term investment, China's economy if we are losing confidence in the long run, that China's economy ten to five years will be getting worse, I believe that the stock market economy is a fundamental, of course, stock market returns is not very good.
will vote to choose products
radical question: do you think will vote should choose what kind of funds? What is the right time to invest? is not suitable for all the funds are scheduled to vote?
Fu-fan: Many people may have encountered such a situation, made a fixed investment found after a loss, do not achieve the desired results. is very important point is that given the choice of investment products. categories, it can choose a stock fund funds, hybrid funds, bond funds, money market funds. from the long-term investment perspective, we feel that we should choose the more radical of some products, relatively speaking, it is a greater risk and volatility is relatively large, but its long-term decline is relatively high. be the best option is to choose investment equity fund, which is one of our recommendations.
question: what timing?
Fu Fan: Of course we want to make investments in the bull market, because relatively easy to make money. But we come back to see what funds are relatively small deficit of more or earn it? in the low point when, like 2004 and 2005, when bear market funds to buy, to the This date also earn more. And in 2006 and 2007 bull market to buy a lot of funds, may be a lot or a loss.
scheduled to vote, too, is scheduled to vote in the bull market started, there will be opportunities to make money, but the effect not so obvious. because the market is gradually rising since the cost of your investment will gradually increase, it may not catch up earlier when the one-time investment.
be the most suitable environment for investment may be in a time of volatility, the market the process of gradual decline, the market growing for the safety of the start is scheduled to vote, then you will see results relatively fast.
question: How long do you think will vote to see results?
Fu Fan: depends on the economic cycle of the market. fixed investment is most appropriate to go through a period of a more complete economic cycle, may be from the decline began to up. CBBC general stock market in China is probably the cycle three to five years, I want three to five years of investment is necessary. So the effect of the short term is not very ideal.
question: What are the Fund will be voted misunderstanding it? market, there is a saying do not give up, is scheduled to vote on the compound interest can get high returns, earn a product is not compensable, can give us is absolute return. A lot of investors will vote on the fall, I think mainly for two reasons: one is the choice of species may not be suitable, such as fixed investment Monetary Fund does not generate revenue. The second situation may be the process of market decline, the market lost confidence, see the assets in the constantly shrinking, it was decided to give up fixed investment, of course, reduced assets and a book loss becomes a reality loss, but this is very unfortunate.
Therefore, when the withdrawal is scheduled to vote is also very important, because the market there are always highs and lows, if you're unlucky in a trough out of the market, the benefits you will vote may be severely affected. of course, is scheduled to vote is a very long process, which is built around a particular financial goal, such as your retirement pension, or education for their children. in the investment process, step by step closer to realization when the target point, consideration should be gradually redeemed.
We recommend investors to convert the cycle based on our two years in advance CBBC consider the point of redemption, such redemption by way of partial matching, so that your income may be reached a relative maximum, not an absolute maximum.
parenting education for the children will vote for the preparation
question: on the JP Morgan was the first clearly stated, What to consider what is in?
Fu Fan: because the fund itself is a very good investment in financial instruments, but I think the family we all have different financial goals, I just said retirement, children's education, to sell such as housing and car has a different purpose. According to our preliminary survey of the market we can see, everyone needs their children's education, this is the highest and most vigorous. So the children involved in the growth process, may also involve basic education or investment abroad, or marriage and purchase in the future, the demand for this series may be very strong. And the real point of his relatively very long, very suitable for the Fund as financial management tools.
is based on this consideration, we have subdivided the children grow out of this need, the design of the child is scheduled to vote, of course, the goal is very clear, its target customer group is likely to have the baby from the ready of their children higher education needs of customers. we are around children, basic education and study abroad Reserve launched a brand.
question: Can talk about the specific number of parent-child CIFM recommendation is scheduled to vote combination? which are suitable for people?
Fu Fan: In fact, every investor, we feel that his risk tolerance and income, with the status of household assets are a relatively big difference, and perhaps this is a more personalized topic, can not provide a uniform prescription. But generally speaking, we can be strong points of our investors and aggressive type of investment type.
type we recommend for the more radical is that we ; of fixed investment, which is the establishment of new funds this year, the best performance of the Fund. because of its investment strategy is to target relatively large, it is very suitable for long-term investment, this is a more radical products.
course, we have some of the more classic products, but also it can be combined to make a fixed investment option. on the other some of the more robust investors, the robustness of the variety that can spread risk appropriately, for example, domestic demand and power of our recommended funds.
question: Since the launch of parents and children is scheduled to vote the reaction of customers? there is no actual cases to share with us?
Fu Fan: Family is scheduled to vote can be said that since its launch customers very much. even after the adjustment in 2008, was steady at this development, but many customers through a major adjustment in 2008 is scheduled to vote later, or has been insisting that the situation is very gratifying.
many cases in which actual contact. In my personal experience is scheduled to vote as an example, I started from April 2008 is scheduled to vote, 2 copies of Alpha, 1 Pacific advantage to the present, although the market has did not arrive I started doing will vote for point, but I fixed investment and investment income has been more than 20%, fixed investment and the effect is very obvious.
but can tell you is that, in fact, this process is very painful because Every month you get confirmation, confirmation of each share have increased, but the assets are in the shrinking. Many investors see it to give up fixed investment, which is very unfortunate. But I believe there are many Investors like me to stick with it, because we long-term trend of China's economy is still very promising.
question: According to your case in person, we can see that income is still relatively large. like to do before on the JP Morgan a lot of activities, including sixty-one Family Forum and the famous Sun Snow educational and research institutions to organize public lectures, and so benefits office, the next stage is scheduled to vote against the child, on which JP Morgan will move?
Fu Fan: We will do some careful planning, the first fixed investment ideas and the promotion may be the need for more market co-ordination, which we may be more or will be more organized activities, through with the industry's cooperation, the child is scheduled to vote in the brand, and this kinds of investment can be spread out. We may also do some parents and children the next club, or a child is scheduled to vote cards and so on.
addition, we also do some work in the development of the system is scheduled to vote on the above investment approach is scheduled to vote will also do some improvement. For instance, we will introduce some of the concept of fixed investment portfolio, including the system of preparation. including that it is now more concerned about the intelligence will vote, for example, regularly scheduled to vote is not fixed, we were constantly in the system development to meet customer needs.
questions: Investors are very concerned about the child is scheduled to vote buying channels, the last of our friends please briefly introduce the next?
Fu Ying: the present situation, in fact, is scheduled to vote buying channels to provide very much, I want to include direct sales website, including any affiliate of the channels are currently able to provide opportunities for business fixed investment, it is very convenient. the specific content we can call our customer service hotline or visit the Web site view.
CIFM fixed investment club
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